At Kesh Finance Solutions, we help property developers and builders secure finance for projects from site acquisition through to construction and completion. Whether you’re acquiring development land, refinancing an existing site, or funding construction, we structure finance around the requirements and stages of your project.
With access to major banks, non-bank lenders, specialist development lenders and private funders, we can explore a broader range of funding options and help structure a solution suited to your project, timeframe and exit strategy.
Property development finance provides funding for property projects across different stages of the development cycle — from acquiring or refinancing a site through to construction and project completion.
Unlike a standard property loan, development finance is structured around the project itself, including its costs, expected end value, development timeframe and exit strategy. Construction funding is generally released progressively as agreed stages of the project are completed.
Property development finance may be suitable for:
• Property developers
• Builders undertaking their own developments
• Residential townhouse and multi-dwelling projects
• Apartment and mixed-use developments
• Land subdivision projects
• Commercial and industrial developments
At Kesh Finance Solutions, we work across major banks, non-bank lenders, specialist development lenders and private funders to identify and structure funding options suited to the individual project.
Finance can be structured for site acquisition, refinancing, construction and project completion.
Different lenders and funding structures can be considered based on the project, borrower and development strategy.
Access major banks, non-bank lenders, specialist development lenders and private funders.
Funding can be structured around project costs, development timeframe, expected end value and exit strategy.
Property development finance can be structured for a wide range of development purposes, including:
Note: All funding must meet lender due diligence and regulatory compliance requirements.
Property development finance may be suitable for experienced developers as well as borrowers undertaking their first development project, including:
Understanding of property development finance across site acquisition, construction, refinancing and project completion.
Access to major banks, non-bank lenders, specialist development lenders and private funders, allowing us to explore funding options suited to the project.
We assess your project, funding requirements and exit strategy to help structure the finance application and identify suitable lender options.
We help identify competitive rates and flexible loan terms suited to your project, funding requirements and exit strategy.
We discuss your project, funding requirements, proposed development costs and exit strategy to understand the finance solution required.
We help prepare and package your finance application and identify the information and supporting documents required by the selected lender.
We compare suitable options across major banks, non-bank lenders, specialist development lenders and private funders based on your project’s requirements.
We work with you and the lender throughout the finance process, helping coordinate requirements from application through to approval and funding.
The amount you can borrow depends on the project, including the site value, total development costs, expected completed value, your equity contribution, development experience and exit strategy.
Development lenders generally assess the facility against measures such as Loan-to-Cost (LTC) and Loan-to-Value or Gross Realisation Value (GRV). Lending limits vary between major banks, non-bank lenders, specialist development lenders and private funders.
Most lenders require the developer to contribute equity to the project. The amount required will depend on factors such as the site value, total development costs, expected completed value, project type, borrower experience and the lender's credit criteria.
Equity already held in the development site may also contribute towards the developer's overall equity position.
Not always. Presale requirements vary significantly between lenders and projects.
While some lenders may require qualifying presales before construction funding is available, specialist and private lenders may consider projects with lower or no presale requirements, depending on factors such as gearing, location, project feasibility, borrower experience and exit strategy.
Requirements vary depending on the lender and project, but commonly include details of the development site, development approval and plans, project feasibility and costs, builder and construction information, borrower financial information, development experience and the proposed exit strategy.
Property development finance is generally a short-to-medium-term facility structured around the development timeframe and exit strategy.
Yes, subject to lender approval and the circumstances of the completed project.
Whether you’re acquiring a development site, refinancing an existing project or seeking funding for construction, we can help you explore suitable options across major banks, non-bank lenders, specialist development lenders and private funders.
Talk to us about your project, funding requirements and exit strategy, and we’ll help identify a finance structure suited to your development.