Private Funding
Private Lending
Flexible Private Lending for Time-Sensitive & Complex Finance
Private lending can provide a faster and more flexible finance solution when traditional bank lending may not suit the transaction, timeframe or borrower’s circumstances.
At Kesh Finance Solutions, we help business owners, property investors and developers explore private lending options for purposes such as bridging finance, property acquisition, refinancing, business funding and property development. We assess the transaction, security, timeframe and exit strategy, then explore suitable options across our private lending network.
How Private Lending Works
Private lending is generally provided by non-bank and private lenders and can offer greater flexibility around transaction structure, security and timeframes than traditional bank finance.
These loans are commonly secured by property and may be used for purposes such as bridging finance, property acquisition, refinancing, business funding and property development. Lending criteria, loan terms, costs and exit requirements vary between lenders and transactions.
Benefits of Private Lending
Private lending can provide greater speed and flexibility for borrowers who need finance outside standard bank timeframes or lending criteria. Depending on the transaction and lender, it may offer the following benefits:
Faster Funding Timeframes
Private lenders may be able to assess and settle transactions faster than traditional banks, depending on the scenario.
Greater flexibility
Loan terms and structures can often be tailored around the transaction, security, timeframe and exit strategy.
Alternative Lending Criteria
Private lenders may consider transactions that do not fit standard bank lending criteria, subject to security and overall circumstances.
Multiple Finance Solutions
Options may include bridging finance, caveat loans, second mortgages and other short-term property-backed lending.
Note: Private lending is subject to lender assessment, eligibility criteria, acceptable security and loan purpose. Rates, fees, loan terms and available structures vary between lenders and individual transactions.
Private Lending – Loan Amounts, Terms & Pricing
- Loan amounts can range from smaller short-term facilities to multi-million-dollar transactions, depending on the lender, security and loan purpose
- Loan terms are generally short-term and structured around the transaction and intended exit strategy
- Interest rates and fees vary between lenders and transactions and are generally influenced by factors such as the security, LVR, loan term, loan purpose and proposed exit strategy
- Interest-only and other repayment structures may be available depending on the lender and transaction
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When Private Lending May Be Suitable
- Business owners requiring short-term funding, working capital or property-backed finance
- Property developers requiring acquisition, bridging or development funding
- Property investors requiring fast settlement, bridging finance or funding for time-sensitive opportunities
- Borrowers with transactions that may not fit standard bank lending criteria or timeframes
Why Choose Kesh Financial Solutions
Access to Private Lending Options
We explore suitable options across our private lending network based on your loan purpose, security, timeframe and exit strategy.
Solutions Structured Around the Transaction
We assess the overall transaction and help identify lending structures suited to your funding requirements and circumstances.
Support Through to Settlement
We help coordinate the application, valuation, lender requirements and documentation to keep the transaction moving towards settlement.
Clear Guidance on Costs & Terms
We help you understand the proposed loan structure, interest, fees, loan term and exit requirements before proceeding.
How We Can Help
Understand Your Funding Needs
We discuss your loan purpose, funding amount, security, timeframe and proposed exit strategy to understand the transaction.
Explore Suitable Lending Options
We assess suitable private lending options and structures based on the transaction, security and funding requirements.
Coordinate the Application & Settlement
We help coordinate the application, valuation, lender requirements and documentation through to settlement.
Plan the Exit Strategy
We consider the proposed exit strategy from the outset, whether through refinance, property sale, project completion or another suitable repayment strategy.
Private Lending
Frequently Asked Questions
Need a Private Lending Solution?
Whether you need funding for a time-sensitive property transaction, bridging finance, business funding or a more complex lending scenario, we can assess your requirements and explore suitable private lending options.