At Kesh Finance Solutions, we help business owners, property investors and developers explore commercial and development finance solutions structured around their individual funding requirements.
Whether you’re purchasing or refinancing commercial property, funding a business requirement or undertaking a property development, we can explore options across banks, non-bank, specialist and private lenders. We focus on understanding the transaction, security, funding requirements and longer-term objectives before identifying suitable finance options.
Whether you’re purchasing or refinancing commercial property, funding a property development or seeking finance for an established business, different transactions require different lending structures.
Commercial and development finance can involve factors such as property type, security, LVR, business financials, project costs, loan term and exit strategy. Different lenders can also assess the same transaction very differently.
We help you understand the available options and explore suitable finance across banks, non-bank, specialist and private lenders based on the transaction and your funding requirements.
Whether you’re purchasing, refinancing or accessing equity from a commercial property, the right lender and loan structure can make a significant difference.
We can explore commercial property finance for:
• Offices, warehouses and industrial properties
• Retail and other commercial premises
• Owner-occupied and investment properties
• Commercial property refinancing and equity release
We compare options across banks, non-bank and specialist lenders based on the property, loan purpose, financial position and funding requirements.
Property development finance requires a different approach to standard property lending. The lender will typically consider the project, development costs, security, experience and proposed exit strategy when assessing the transaction.
We can explore development finance for:
• Residential townhouse and multi-unit developments
• Land acquisition and development projects
• Construction of residential and commercial projects
• Refinance or restructuring of existing development facilities
We work across bank, non-bank, specialist and private lenders to identify finance options suited to the project and funding requirements.
Private lending can provide an alternative funding option where a transaction does not fit standard bank or non-bank lending criteria, or where the circumstances require a more flexible lending approach.
Private lending may be considered for:
• Property-backed business and commercial finance
• Property development and residual stock
• Complex or non-standard lending scenarios
• Transactions requiring a more flexible lending structure
We can assess the transaction, security, loan purpose and proposed exit strategy before exploring suitable options across our private lender network.
Whether you’re purchasing or refinancing commercial property, undertaking a property development or seeking finance for a business requirement, we can help you explore suitable lending options.
We can explore finance for commercial property purchases and refinancing, property development and construction projects, property-backed business funding and other commercial lending requirements. Depending on the transaction, options may be available across banks, non-bank, specialist and private lenders.
The amount available will depend on factors such as the property or project, loan purpose, security value, LVR, income or business financials and the lender’s assessment criteria. Development finance may also be assessed against project costs, expected end value, borrower experience and the proposed exit strategy.
Requirements vary depending on the transaction and lender. You may need to provide financial statements, tax returns, business information, details of the property or security and information about the proposed loan. Development transactions may require additional information such as plans, approvals, construction costs and project details.
Potentially. Different banks, non-bank, specialist and private lenders have different credit policies and risk appetites. We can assess the circumstances and explore lending options that may be suitable for the transaction.
Commercial property finance is generally used to purchase, refinance or access equity from an existing commercial property. Property development finance is structured around a development project and may involve progressive construction funding, project costs, valuations and an exit strategy.
Timeframes vary significantly depending on the type and complexity of the transaction, lender and information required. A straightforward commercial property transaction may follow a different process from a development or private lending transaction. Having the required information available early can help make the assessment process more efficient.